COMPANY EMPLOYEE BENEFITS
Pension Fund and Provident Funds
Our advice process with regards to Employee Company Benefit Schemes is twofold:
- We can provide any company on request with invaluable detailed cost/benefit analyses with comparative funds. We are then able to provide optimized solutions to reduce the fund’s costs, improve fund returns and improve the reporting and user experience.
- After consulting with the relevant stakeholders we can design and implement a brand new pension or provident umbrella fund for a company of any size.
Stocks + Wealth Financial Planning: Advice Process
What you can expect from us:
- We will provide the employee with general advice in relation to the employee benefits offered by the Employer, which advice shall extend to legal requirements and implications.
- We will review the benefit structure of the fund in order to establish whether it meets the requirements and objectives of the members, their dependents and the employer.
- We will act as a liaison between the employer and the administrator of the Fund.
- We ensure that the employer’s selected investment allocation consistently complies with all legislative requirements.
- We provide advice to members and the employer on anticipated and enacted amendments to retirement fund, social security and income tax legislation which may affect the fund and other employee benefits.
- We can offer advice to members in relation to the options available to them on termination of employment and/or retirement.
- We provide general technical advice and assist in obtaining legal opinions on matters relating to the fund and its related benefits.
How our advice benefits you:
- Our low administrative costs result in higher returns for your company’s fund.
- Our access to South Africa’s leading investment funds including Sygnia Asset Managers and Allan Gray results in comparatively higher returns for your company’s fund.
- Your members have recourse to ongoing legal investment advice as and when they need it.
- We offer further advice and analyses of personal investments.
- We provide an attentive and responsive service as outlined in service level agreement
Risk Benefit Options
- Approved or unapproved risk benefits
- Customised benefit level
CHOICE OF BENEFITS
- Lump Sum Death Benefit
- Disability Income Benefit
- Lump Sum Disability Benefit
- Dread Disease Benefit
- Funeral Benefit
CHOICE OF INSURERS
- Capital Alliance
- Key Risk
- Old Mutual